Free Online Advanced Mortgage Calculator

Calculate mortgage payments, analyze affordability, and explore different scenarios with our comprehensive mortgage calculator. Perfect for home buyers, real estate professionals, and financial planners. Features include PMI calculations, property tax estimates, insurance costs, HOA fees, down payment analysis, and detailed amortization schedules to help you make informed home buying decisions.

🏠 Home Purchase Details

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$
$

📋 Loan Terms

💰 Additional Monthly Costs

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$
$

📊 Monthly Payment Breakdown

Live Calculation
Total Monthly Payment
$0
🏠
Principal & Interest
$0
🏛️
Property Tax
$0
🛡️
Home Insurance
$0
📋
PMI
$0
🏘️
HOA Fees
$0

📈 Loan Summary

💰
Total Interest
$0
📊
Total Payments
$0
📅
Payoff Date
-
🎯
LTV Ratio
0%

💡 Affordability Analysis

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Front-end Ratio (Housing/Income): 0% -
Back-end Ratio (Total Debt/Income): 0% -
Enter your income and debt information to see affordability analysis.

📋 Payment Schedule

⚖️ Loan Comparison