Plan your debt freedom journey with our comprehensive multi-strategy debt payoff calculator. Compare debt snowball vs avalanche methods, optimize payment strategies, calculate interest savings, and create personalized payoff timelines. Features multi-currency support including PKR, USD, EUR, and more. Perfect for credit card debt, student loans, personal loans, and mortgage planning. Get detailed payment schedules, total interest projections, and debt-free date calculations with actionable insights for faster debt elimination.